Last Edited: August 1st, 2025
1. Acceptance of the Terms of Use
These Terms of Use are entered into by and between you and Almi Lending, LLC, a Florida limited liability company. The following terms and conditions, along with our Privacy Policy (collectively, the “Terms”), govern your access to and use of https://www.almilend.com, including any content, functionality, and services offered on or through the Website. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not access or use the Website. This Website is intended for users who are 18 years of age or older and located within the United States. By using this Website, you represent and warrant that you meet these requirements.
2. Changes to the Terms
We may revise these Terms from time to time at our sole discretion. All changes are effective immediately upon posting. Your continued use of the Website constitutes your acceptance of any changes. You are encouraged to review this page periodically.
3. Access and Account Security
We reserve the right to withdraw or amend the Website, and any service or material provided on it, without notice. We will not be liable if the Website is unavailable at any time or for any period. You are responsible for: Making all necessary arrangements to access the Website. Ensuring that all users who access the Website through your internet connection comply with these Terms. To access certain features, you may be required to submit personal or business information. You agree that all information you provide is accurate, complete, and up to date and is governed by our Privacy Policy.
4. Intellectual Property Rights
The Website and its content (including text, graphics, logos, icons, images, and software) are the property of Almi Lending or its licensors and are protected by U.S. and international copyright, trademark, and intellectual property laws. You may use the Website only for personal or legitimate business purposes related to evaluating Almi Lending’s services. You may not: Modify, reproduce, or distribute any part of the Website. Use any material from the Website for commercial purposes without prior written consent. Remove or alter any copyright or proprietary notices.
5. Prohibited Uses
You agree not to use the Website: For any unlawful purpose or in violation of any law or regulation. To introduce harmful or malicious technology (e.g., viruses, trojans). To gain unauthorized access to the Website or any server, database, or network. To impersonate any person or entity, including Almi Lending or its employees. To interfere with others’ use of the Website.
6. Monitoring and Enforcement
We reserve the right to: Take legal action in response to violations of these Terms. Terminate or suspend access to the Website for any reason, including breaches of these Terms. Cooperate with law enforcement as legally required. We do not guarantee we will monitor all activity or content, but we reserve the right to do so.
7. Disclaimer of Warranties
The Website and its content are provided “as is” and “as available” without warranties of any kind. We do not guarantee that the Website will be uninterrupted or error-free or that any defects will be corrected. To the fullest extent permitted by law, we disclaim all warranties, express or implied.
8. Limitation of Liability
To the fullest extent permitted by law, Almi Lending, its affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of (or inability to use) the Website, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to defend, indemnify, and hold harmless Almi Lending, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising out of your use of the Website or violation of these Terms.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any legal action arising from or related to the Website or these Terms shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida.
11. Arbitration
At our discretion, we may require you to submit any disputes to binding arbitration in accordance with the rules of the American Arbitration Association, with hearings to take place in Miami, Florida.
12. Contact Information
If you have any questions about these Terms or the Website, please contact us at:
Almi Lending, LLC
Email: loans@almilend.com
Miami, Florida